The failure to disclose information, especially medical information, is the most common reason why an insurer will reject a claim on a life or critical illness policy. To help underline some issues, we want to tell you a true story – but we’ve concealed the policyholders’ name and a few other aspects to preserve anonymity. Credit Photo Mrs A was ... Read More »
Many renters don’t stop to think about what happens if there is a fire, someone breaks in and steals their new TV or stereo, or a visitor slips and falls on their property. The sad truth is; you will be responsible! While your landlord has insurance that covers the actual building, that coverage does not include your personal property or ... Read More »
Purchasing insurance is clearly a daunting task for many, but because it’s more or less a necessary evil I’ve listed a number of key factors to consider when you finally do take the time to make sure your coverage is up to par. Credit Photo Pre Existing Conditions and Full Disclosure Before being approved for any insurance coverage all applications ... Read More »
Condo rental insurance is one of those necessary costs of life, if one owns a condo that is, and as such it’s nice to know that the fees associated with carrying such a policy can be lowered if a few pertinent steps are taken. Credit Photo Quotes will vary in magnitude depending on a variety of factors some of which ... Read More »
With so many different types of auto insurance being offered by thousands of companies, trying to determine the right amount of coverage for your needs can be an overwhelming process. It is crucial to maintain enough coverage to protect yourself in case of an accident, but at the same time, you do not want to pay higher premiums for coverage ... Read More »
A “Life Settlement” is a lump sum settlement paid to the owner of a life insurance policy by one of many funding sources in exchange for the ownership of the policy. Never before have non-terminal policyholders been able to receive capital in excess of their policy’s cash or surrender value to increase their wealth. A Life Settlement can usually provide ... Read More »
Insurance is an important part of our lives. If you are shopping for health, auto, life or home insurance you may be shocked by the dramatically rising costs of insurance coverage. No one can afford to be without insurance coverage on his or her vehicles, home, life, or health. Discount insurance carriers are the perfect way for you to obtain ... Read More »
Automobile insurance standard coverage is the basic amount of insurance coverage that is required by law in order for an individual to legally operate a motorized vehicle. You can simply it even further with the blanket statement as being the mandatory amount of auto insurance coverage a driver must possess. The most important part of anyone’s car insurance policy is ... Read More »
Insurance adjusters are not without outside pressures they must deal with every day of their work life. It would be advantageous for all readers to be aware of the most important of these because they could put money in your bank. The first of these is your State Department Of Insurance. Every state has a Department, or Commissioner, or Bureau ... Read More »
A couple months ago you were toolin’ on down the avenue, minding your own business, when out of nowhere, this fumbling, stumbling man by the name of Freddie Fuddle flew through a Stop Sign and plowed into you with a gigantic, rip-roaring, screeching broadside. You were wearing your seat belt but it was still a thundering crash that wrenched and ... Read More »